Citi Prestige® Card. If your credit card account is closed for any reason, these benefits will be cancelled. Choice Privileges® Mastercard® * vs. How the Mastercard Purchase Protection Benefit Works. The Citi Premier comes with a $95 annual fee and is currently offering a solid sign up bonus of 60,000 points after you spend $4,000 on purchases within the first three months. miles for every $1 spent on eligible American Airlines purchases. Explore the amazing CitiBusiness® / AAdvantage® Select World Elite Mastercard® benefits built for business and adventure: Travel benefits. 99% and may be applied if you make a late payment or make a payment that is returned. . The annual fee for Authorized Users is $175 for up to 3 Authorized Users and $175 for each Authorized User thereafter. 24%. Choice Privileges® Select Mastercard® *. Vote Up 0 Vote Down Reply November 9, 2020, 15:45 3:45 pmThat being said, the Kroger card does have one advantage in its competitive variable APR of 15. Here's a summary of the benefits being removed: Benefit Removed. The Citi Double Cash Card offers a simple rewards system. The American Airlines AAdvantage® MileUp® is worth it for travelers who fly American Airlines a few times a year and don’t want to pay an annual fee. Citi. This credit card lacks some of the frills of the SoFi Credit Card, like cell phone protection and World Elite Mastercard benefits. Peacock Peacock Premium: Ends 3/31/2025, subject to early termination. Earn 5x miles. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of two claims per year). Use your card for in-flight purchases. You get 2% cash-back earnings on all purchases — 1% when you buy and another 1% as you pay — which is pretty tough to. Travel Benefits. Effective date: September 22, 2019 cardbenefits. With an annual fee. Bilt Mastercard®: Best for paying rent. 5% in rewards on all other purchases2. 06-29-2016 12:10 PM. Citi AAdvantage Platinum Select Fees. Purchase protection, price protection, and extended warranty protection. For example, World Mastercards can come with these same benefits: Cell phone insurance – $600 per claim with a $50 deductible for up to $1,000 per year. cash value of the car, whichever is less, if a covered accident or theft occurs when You pay for a rental car with Your Citi ® Card and decline the rental company’s collision loss/damage insurance. Since the Citi Double Cash card earns 2% cash back on every purchase you make — 1% when you buy, and 1% when you pay it off — you can. Citi Premier® Card: Best for gas. Additionally, the Mastercard Hotel Stay Guarantee protects your stay at three-star hotels and above. ThankYou points can be used towards travel purchases or transferred to the Citi Premier Card or the Citi Prestige Card- which is no longer open to new applicants. With the American. World Mastercard is the middle tier of benefits on the Mastercard network. Insider’s Rating 3. $800 per incident upto $1000 per year with a $50 deductable. More details. Mastercard World Elite Concierge and 24/7 Personal Assistant. N/A. The Kroger Rewards World Elite Mastercard earns 5% cash back on eligible mobile wallet purchases for the first $3,000, 1% thereafter; 2% cash back on in-store Kroger purchases and. The Citi Double Cash Card also offers virtual account numbers, identity theft protection, contactless chip technology, and Citi Entertainment perks. View the current offers here. Charge all of their airfare to your Citi® / AAdvantage® Executive World Elite Mastercard® and you’ll earn 4 miles per $1 spent. The variable Penalty APR is up to 29. Yes, ShopRunner is free with certain Mastercard credit cards. As we mentioned earlier, Capital One miles are worth 1. With your Citi Custom Cash SM card you earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle and 1% thereafter PLUS an 1% unlimited cash back on all other purchases. The LATAM Airlines Mastercard * offers a welcome bonus of up to 25,000 Bonus Miles. Peacock Peacock Premium: Ends 3/31/2025, subject to early termination. The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. Forbes Advisor says that our sample household would spend $2,479 a year on gas. cost: 2. Earn Citibank rewards for doing the things you do every day. Benefits This Guide includes important details about the benefits that come with Your Card. This card is particularly attractive if you’re looking for the utmost. . Lock it with Citi ® Quick Lock. Featured Partner Offers Citi. Adam McCann, Financial Writer. Citi Custom Cash 0% APR benefits. while the Citi Double Cash Card earns 2% (1% at purchase with another 1% when you pay your bill). Citi Entertainment. 0% intro. Learn more in our Wells Fargo Active Cash review. The Citi®/ AAdvantage® Executive World Elite Mastercard® is an example of a World Elite Mastercard. Citibank purchase protection covers the damage or theft of eligible purchases for up to 120 days after the purchase date. Plus limited Time Offer of up to 10,000. means the insurance company or administrator that provides these benefits for Your Citi Card. The Citi ® /AAdvantage ® Executive World Elite Mastercard ® is a go-to card thanks to its exclusive perks and benefits for people who love to fly American Airlines. Take for example the Citi Double Cash and the Chase Freedom Flex, both are World Elite yet only Freedom Flex has cell phone insurance. American Airlines AAdvantage MileUp℠ Card. miles on every purchase and enjoy benefits that make your travels more comfortable. Not all airline credit cards are created equal. 2% cash back. You’ll get an intro APR of 0% for 18 months on Balance Transfers. The card has a no annual fee tier called SavorOne with slightly more limited rewards (3 percent cashback instead of 4 percent for dining, for example), and I am not sure if that level has World Elite built in. If you rent a vehicle for fifteen (15) consecutive days or less with your MasterCard card, you may be eligible for benefits under this coverage. 1 You will earn 5% back in REI Co-op Mastercard Rewards on net purchases (purchases minus any credits or returns) made at REI retail locations and REI. Protection covered purchases for 90 days from the date of transaction. ID Theft Protection. Call Citi to Request a Credit Limit Increase. Citi is a TPG advertising partner. How the Citi Trip Cancellation & Interruption Protection WorksRewards Rate. The World Elite MasterCard foreign transaction fee is 0%. To earn cash back, pay at least the minimum due on time. World Elite Mastercard used to provide up to $1,000 per year in cell phone protection (maximum of $800 per claim, max of two claims per year). World versus World Elite Mastercard. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. The Citi AAdvantage Platinum Select card’s lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. The TPG team checked our cards to see which benefits were removed on which cards. Minimum interest charge is $0. The AAdvantage Aviator Red World Elite Mastercard has no foreign transaction fees — a big plus for a travel rewards card — but it comes with an annual fee of. Explore credit cards Travel rewards 0% APR credit cards Cash back credit cards Business. One of the best Citibank credit cards with a $0 annual fee is the Citi Double Cash® Card. Citi® Double Cash Card : Best for cash back. Statement credit ends when user no longer meets eligibility requirements. These perks can save you hundreds of dollars. Lock it with Citi ® Quick Lock. Combined with the Citi Premier, I can then transfer my Double. Some offers mentioned below are no longer available. As of October 2023, World Elite cardholders get a free two-month trial of Instacart+ with a new subscription and $10 off their second eligible Instacart purchase each month. The Citi Double Cash® Card earns 2% cash back on all purchases—1% when purchases are made and another 1%. The Citi Double Cash Card is a great cash-back option with no annual fee. Our quick take: The Citi® Double Cash Card is one of our favorite cash back credit cards. Baggage insurance. We, Us. . 24% - 29. The card earns 2% cash back on all purchases—1% when purchases. Double miles at restaurants and gas stations. Additional benefits. If you travel regularly, these perks will elevate your travel. Synchrony Premier World Mastercard® * vs. Citi ® Double Cash Card; Citi ® / AAdvantage® Platinum Select ® World Elite Mastercard ® Citi. S. Plus, for a. More specifically, you get the ShopRunner membership for free with World Mastercard or World Elite Mastercard credit cards, the two highest tiers offered by this card network. The Citi Double Cash Card is a World Elite Mastercard product and can offer. Issuers have a fair degree of latitude as to which of the published World Elite benefits will in fact be extended for any given card, and Citi elected to nerf many of them for the. Benefits like travel accident and trip cancellation insurance are also included. 3/5 for Cost, and 3. None of us know the exact reason why banks don't just make all cards Infinites and World Elites. 5 points per $1 on purchases in your top eligible spend category each. Here are some of the most notable perks: Zero liability protection for fraudulent purchases; Mastercard ID Theft Protection; A complimentary ShopRunner. Citi. This co-branded airline miles card also comes with a 0% foreign transaction fee. As a World Elite Mastercard, the Citi Premier Card provides its users with various extra benefits exclusive to Mastercard holders. The best travel credit cards that cover Global Entry and TSA PreCheck costs: The following credit cards are presented in order of lowest annual fee to highest. These benefits are mostly found on the top-tier Citibank credit cards, though many more Citibank credit cards have contactless chip. Here are the World Elite Mastercard benefits: World Mastercard benefits: These include standard Mastercard benefits such as car rental insurance, extended warranty and price protection. 11, 2023, at 5:26 p. World. World, and World Elite. m. cash value of the car, whichever is less, if a covered accident or theft occurs when You pay for a rental car with Your Citi ® Card and decline the rental company’s collision loss/damage insurance. The Citi Double Cash Card offers 2% cash back when you pay at least the minimum due on time. com, Lifehacker and CreditCards. However, we can deduce some pretty good reason as to why it would be a bad idea to do so. The Citi Double Cash ® Card is a Mastercard credit card that provides Cardmembers with cash back rewards. It earns 2% cash back, but you get it in. Get 60,000 Citi ThankYou points when you spend $4,000 in 3 months. 0% intro APR on balance transfers for 18 months, then 19. The variable Penalty APR is up to 29. 186. 46 as of March 9, 2023. S. Earn 2% on every purchase with unlimited 1% cash back. No mileage cap. The Free Spirit Travel More World Elite Mastercard will not appeal to many and is best for someone willing to pay an annual fee to get better perks with Spirit. The 2X miles on select purchases is par for the course with the AAdvantage credit cards (including the business cards) but lags behind many other rewards cards – and especially cash back credit cards. One of the best perks of the Citi® Double Cash Card is, well, double cash back. The Citi/AAdvantage Platinum Select World Elite earns 2 AAdvantage miles per $1 spent on eligible American Airlines purchases, restaurants and gas stations and 1 mile per $1 spent on all other. Get more details at our Citi Double Cash ® Card review. Cash advance fee: The Citi® / AAdvantage® Executive World Elite Mastercard® has a cash advance fee of either $10 or 5% of the amount of each cash advance, whichever is greater. Citi Double Cash ® Credit Card Earn 2% cash back on purchases; 1% when you buy plus 1% as you pay. MasterRental is an insurance program. 1 - If all cards are Infinites and World Elites, then it is effectively an increase in merchant fees across the board. It has 15. On the other hand, the Citi Double Cash offers a 0% intro APR on balance transfers for 18 months. Bilt Mastercard vs. Plus, you get 5 points / $1 spent on flights and prepaid hotels booked through American Express Travel. The BJ’s Perks Elite Mastercard’s headline offering is that it earns 5% back on most purchases at BJ’s Wholesale Clubs. Here's a list of current offers: Citi® / AAdvantage® Executive World Elite Mastercard®: Earn 70,000 miles after you spend $7,000 on purchases in the first three months of account opening. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. World Elite Mastercard FAQ The Hawaiian Airlines World Elite Mastercard has an annual fee of $99 and currently offers a welcome bonus: 60,000 bonus HawaiianMiles after spending $2,000 on purchases within the first 90 days. 2. World Elite Mastercard offers cell phone protection: max. Apply today for the Citi ® / AAdvantage ® Platinum. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. It entitles shoppers to free, two-day shipping and free. 24% - 29. 00 monthly statement credit. Annual Fee. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. If a rental car companyThe Citi Double Cash® Card provides an intro 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 19. The card earns 2% cash back on all purchases—1% when purchases. One of the best World Elite Mastercard credit cards is the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. But thankfully, two cards offered by Alaska Airlines offer a free checked bag for you and up to six additional companions. Mastercard World Elite benefits: World Elite benefits are broad and include Zero Liability Protection, ID Theft Protection, three months of free Doordash DashPass membership, a once monthly $5. The card also offers an initial bonus of 50,000 miles, reasonable ongoing rewards. If you don't have elite status and tend to check a bag, this is one of the best Citi® / AAdvantage® Platinum Select® World Elite Mastercard® benefits. Favorite Cards : ~ Citi Double Cash World Elite MasterCard ~ ~ American Express Blue Cash Preferred ~ Chase Hyatt Visa Signature ~ ~ Citi AAdvantage World Elite MasterCard ~ Citi Prestige ~ Alaska Airlines Visa Signature ~ Discover it Miles ~The Citi Double Cash Card extended warranty was cut by Citi in September of 2019. 7. Even though I'm not crazy about the recent changes to this card and its benefits — such as raising the minimum point redemption. With the Citi Premier card, you can access the Mastercard Luxury Hotel & Resorts Portfolio, as the card is a World Elite Mastercard. However, this protection was removed from certain cards in early 2022. With a complimentary Admirals Club membership, free checked bags, inflight discounts, and the ability to earn Loyalty Points for every $1 you spend, there is plenty to love about. Alaska. In this case, you may complete the process online. Citi Double Cash® Card: Best for Simple cash back. The benefits of Citibank credit cards include travel accident insurance, an annual travel credit up to $250, and a TSA PreCheck or Global Entry fee credit. For purchases as of today (September 22, 2019), Citi will be discontinuing the following on most cards that currently offer these perks: Worldwide Car Rental Insurance. As of October 2023, World Elite cardholders get a free two-month trial of Instacart+ with a new subscription and $10 off their second eligible Instacart purchase each month. , the issuer of Your credit card account. 2. Citi / AAdvantage Platinum Select World Elite Mastercard Earn 50,000 bonus miles after you spend $2,500 on purchases within the first three months of account opening. The annual fee is low at just $99, waived for first 12 months. Bank Business Triple Cash Rewards World Elite Mastercard®, and Fifth Third 1% Cash/Back Card. The cards with the highest overall credit limits, Chase Sapphire Reserve® and Chase Sapphire Preferred® Card, are points cards, so they win this category as well. Intro APR offer. World Elite Mastercard benefits. Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. You earn 1% on all purchases and an. MasterCard cardmembers can benefit from the security and safety offered through MasterRental Insurance. Citi Double Cash® Card is a $0 annual fee credit card that offers an 2% cash back on all purchases—1% when purchases are made and. Another solid contender is the Citi Double Cash® Card (see rates and fees). The Kroger rewards credit card offers a handful of travel and lifestyle benefits for cardholders. 7. , for airlines, sporting events. All. More specifically, you get the ShopRunner membership for free with World Mastercard or World Elite Mastercard credit cards, the two highest tiers offered by this card network. Earn Cash Back TWICE. Some of the best Citi® / AAdvantage® Executive World Elite Mastercard® benefits include: 1. It may make a good starter travel credit card. The Citi Double Cash® Card comes with a unique cash back offer — the opportunity to earn an unlimited 1 percent cash back on every purchase, as well as an additional 1 percent back every time you make on-time payments on those purchases. cardbenefits. For people. You can get 20% discount on up to 3 rides every month by adding your Mastercard credit card to your Careem account and using the promotional code ‘MASTERCARD’. Citi is a TPG advertising partner. com , and $5 off $25 at Postmates. (Photo by Eric Helgas for The Points Guy) Because the elite status year is shifting by two months, American Airlines is giving customers an extra two months – January and February of 2022 – to sock away even more elite qualifying. 25% savings on inflight food and beverage purchases on American Airlines flights when you use your card. Costco Anywhere Visa® Business Card by Citi; Citi® / AAdvantage® Executive World Elite Mastercard® Key Things To Know About Citibank Rental Car Insurance. comThe Citi® Double Cash Card is the best Citi credit card, as it earns unlimited 2% cash back with no annual fee. These perks can save you hundreds of dollars. Intro Offer. While you can enjoy World Elite features like a complimentary ShopRunner membership, outside the rewards system. 2-3 cents per mile. Use your card for in-flight purchases. The standard variable APR for cash advances is 26. Earn 30,000 points when you spend $3,000 on purchases in your first 3 months. If you're wondering how to upgrade a Citi credit card on your own, you need to call the number on the back of your card. Citi Credit Cards – Find the right Credit Card for you – Citi. 1. Citi Benefit Cuts Kicking In As Of Today. Cardmembers earn 2% cash back by earning 1% cash back on purchases, plus an additional 1% cash back as they pay for those purchases. Recommended Credit. 99 monthly, so the two-month trial saves just under $20. The same is true of Visa, though this is an area where American Express is still improving. It offers 5 percent cash back on rotating bonus categories. If you ever misplace your card, Quick Lock lets you instantly protect it without having to change your account number or go through the steps of. It has no annual fee and earns a market-leading 2% cash back on every purchase you make — 1% when you buy, and 1% more when you pay it off. If you have a strong credit profile, consider the Citi Double Cash® Card. @adam_mcan • 06/30/23. Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants, and on eligible. EARN CASH BACK. Benefit: Citi Premier ® Card: Citi Double Cash ® Card: Welcome Offer: Earn 60,000 points after spending $4,000 in purchases within the first 3 months. Yes, Citi Double Cash is a World Elite Mastercard, which means it offers unique benefits like 24/7 concierge service and access to premium experiences. Welcome offer: $200 cash back after spending $1,500 on purchases in the first 6 months of account opening, fulfilled as 20,000 ThankYou® Points. Bottom Line: The AAdvantage Platinum Select World Elite card earns 2x points on all AA flights and services, 2x at restaurants and gas stations, and 1x points everywhere else. @m_adams • 05/12/23. Welcome bonus: 50,000 miles after making a first purchase and paying the $99 annual fee in full, both within the first 90. Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and the Triangle World Elite Mastercard is 21. easy-to-redeem card like the Citi Double Cash® Card. Sort by: Name. Here's how the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® stacks up with some of its sister cards on key benefits. These benefits are in addition to the Citi Double Cash Card’s cash back program, making it a popular choice for people looking to save money. Extra Travel Insurance: $1,000,000 in travel. Setting your account up to receive the monthly credits is easy. AAdvantage® Aviator® World Elite Business Mastercard®. 00 monthly statement credit. The Mastercard ShopRunner membership offers free 2. Earn unlimited 1% cash back on all other purchases. The card’s most valuable benefit is the sign-up bonus: Earn 50,000 American. services, call the Mastercard Assistance Center at 1-800-Mastercard: 1-800-627-8372, or en Español: 1-800-633-4466. Travel with confidence and enjoy more benefits with the Citi® / AAdvantage® Platinum Elite® credit card. I personally carry the Citi Double cash card for 2% cash back or 2x ThankYou points on all purchases (1%/1x when you buy, plus 1%/1x as you pay). Capital One. This card offers 2% cash back on purchases and a. 6. Citi Double Cash® Card. Even so, Mastercard provides some cardholder benefits. Benefits by. The Select™ World Elite Mastercard® from Deserve details: Annual fee: $450: Rewards: 2% cash back on most purchases, 1% cash back for grocery and service industries and 0% for utilities unlimited match on all the cash back you earned at the end of your first year. Citi Double Cash® Card. 24% APR and to my surprise, it is a World Elite Mastercard. In addition to all the World Elite perks, you’ll get a bonus of 50,000 miles for spending $2,500 in the first 3 months. This credit card. Its benefits are better than those that come with Standard Mastercard, but not quite as extensive as those granted by World Elite Mastercard. Citi Double Cash® Card. Partner benefits. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. ET. Mastercard World Elite benefits. The benefits of Citibank credit cards include travel accident insurance, an annual travel credit up to $250, and a TSA PreCheck or Global Entry fee credit. Citi Custom Cash ® Card: Important Pricing & Information: 1-888-872-2214: Cardmember Agreement: Citi Double Cash ® Card: Important Pricing & Information: 1-855-473-4583: Cardmember Agreement: Citi Premier ® Card: Important Pricing & Information: 1-800-842-6596: Cardmember Agreement: Citi Rewards+ ® Card: Important Pricing & Information: 1. @sebim • 06/10/21. Rewards rate winner: Chase Freedom Flex. $0 liability for unauthorized charges. News & World Report, Business. Rates and fees: Has an annual fee. Or, call us at 1-800-374-9700 ( TTY 1-800-788-0002) to open an account or learn more. Both the Freedom Unlimited card and Citi Custom Cash card have 1 unique shopping benefit in common: Freedom Unlimited card: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20. How to get a Citi card cash advance Does Citi have purchase protection?. Double miles on American Airlines purchases. If you don’t have the card handy, you may call 1-800-950-5114 for support in English or 1-800-947-9100 for support in Spanish. a card like the Citi Double Cash could be ideal. Related: The 8 most valuable World Elite Mastercard benefits. . m. Meaning they use it to get higher swipe fees but it doesn’t have any of the benefits. The card requires a Perks Rewards Membership which costs $110 per year. After deducting the $2,800 in value you’ll receive from the American miles you’ll earn, that is a net difference of $1,200 at the low end and $2,450 at the high end. @CLoop • 09/28/22. People who feel their existing Citi credit cards come with poor reward rates or not enough perks may. With a complimentary Admirals Club membership, free checked bags, inflight discounts, and the ability to earn Loyalty Points for every $1 you spend, there is plenty to love about. Other Features: 0. Earn 2X or 3X ThankYou Points by spending in bonus categories. Plus, for a limited time, earn 10 points per $1 dollar spent on hotels, car rentals, attractions. While the cards. Citi Double Cash® Card. 1/5. It has no annual fee and earns a market-leading 2%. Spending $2,479 on gas earns $49. 24% - 29. that provides You the benefits described in this Guide. Try the Citi Premier, which offers 2 years of extra. Chip Lupo, Credit Card Writer. . S. The annual fee for this card is . Access to World Elite Mastercard benefits. Citi Double Cash® Card. WalletHub Rating. Related: Comparing Visa Signature and World Elite Mastercard benefits. 25% savings on eligible inflight purchases. Outside the pack-in World Elite Mastercard benefits, the Citi Prestige carries the best additional features of any Citi card. Plus, get a $125 American Airlines Flight Discount each year after you spend $20,000 or more. Try the Citi Premier, which offers 2 years of extra manufacturer. AAdvantage Status vs. Earn AAdvantage ® miles on every purchase and enjoy benefits that make your travels more comfortable. The Chase Freedom Flex has the potential to earn a lot more cash back than the Citi Double Cash. It costs $99 per year, but the fee is waived for the first 12 months. The. Access to a. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. Citi Rewards+® Card: Best feature: Two points per dollar spent at gas stations. S. Best Citi Credit Cards. World Elite Mastercard travel insurance: World Elite Mastercard credit cards offer every type of travel insurance. Econ0mist. Citi Premier World Elite Mastercard benefits. The Citi AAdvantage Platinum Select benefits include a free checked bag and preferred boarding on American Airlines flights, along with 25% discounts on inflight purchases. Card benefits. 24%-29. The best World Elite Mastercard benefits include: purchase protection, price protection, extended warranties, travel accident insurance and multiple discount programs. 8 cents per mile, which translates to a maximum return on spending of 9%. Apply now. Capital One QuicksilverOne Cash Rewards Credit Card: Best feature: flat-rate cash back rewards. However, my - 4647642. Instacart savings. Before that, the card's extended warranty added 24 months of coverage to many manufacturer's warranties, for up to $10,000. 1 Loyalty Point per eligible AAdvantage® mile. 50. The old Citi Double Cash® Card purchase protection benefit was for damage or theft. Read our World Elite Mastercard benefits guide to learn. There are other credit cards that offer extended warranty benefits, though. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. For instance, paying off a $3,000 balance in 21 months with a $150 monthly payment using the Diamond Preferred card would add an extra $150 due to the 5 percent balance transfer fee. Citi is a TPG advertising partner. Next, you get a complimentary FICO score, World Elite Concierge, Luxury Travel benefits, price. Must use qualifying Mastercard World or World Elite credit card and subscribe to a full-priced Peacock Premium plan directly from Peacock to receive a $3. Plus, earn a $100 REI gift card after your first purchase outside of REI within 60 days from account opening. I'd also like to point out the obvious, but you have to pay your phone bill with the card. Without question, the Citi Prestige card comes with a pretty steep annual fee of $495. The Citi Double Cash® Card comes with a 0% intro APR on balance. Maria Adams, Credit Cards Moderator. Favorite Cards : ~ Citi Double Cash World. 60,000 bonus points after spending $1,000 in purchases within the first 3 months. Free first checked bag on American Airlines domestic itineraries.